Valuation
54
SUNUASSUR · Sunu Assuances Nigeria Plc
Illiquid Neutral Quality 2/5Distress proxy: 18.11 (Safe)
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Composite score
46.7
Tier: Illiquid
Last close
₦4
As of latest snapshot
30-day ADV
₦419.6K
Liquidity signal
Market cap
₦19.23B
Financial Services
Financials
44
Technical
39
AI bottom line
Sunu Assuances trades at a sharp premium (P/E 19.3x vs. sector median 7.8x) despite materially weaker profitability—ROE of 7.2% trails peers at 17.3%—signaling either growth expectations or valuation risk. Monitor cash burn dynamics (FCF yield -15.8%) and whether thin liquidity (₦0.4M daily) constrains exit timing for positioned holders.
Stock Snowflake 5-axis radar
Blue = SUNUASSUR. Gold dash = Financial Services median. Bigger area = better across the five research dimensions.
What the model is seeing
- Trades at P/E 19.3x — about 147% above the Financial Services median of 7.8x.
- ROE of 7.2% — well below sector median of 17.3%. Capital is underperforming.
- Below both 50-day (-14.7%) and 200-day (-23.4%) moving averages — sustained downtrend.
Risk flags
Thin liquidity — 30d ADV ≈ ₦0.4M
Premium valuation — P/E 19.3x vs sector median 7.8x
Cash burn — FCF margin -13.5%
Price & trend
Close price with 50-day and 200-day moving averages, last 12 months.
Composite score history
How the model has rated this stock over the available history. Tier changes happen at 75 / 60 / 40.
Key metrics
Valuation
P/E ratio19.3x
P/B ratio1.4x
P/S ratio0.9x
EV/EBITDA2.2x
FCF yield-15.8%
Financials
ROE7.2%
ROA3.9%
Net margin4.4%
FCF margin-13.5%
Debt / Equity0.0x
Technical
Last close₦4
Above 50d MA-14.7%
Above 200d MA-23.4%
ADX (trend)95.4
RSI32.4
Dividend history 3 fiscal years shown
All amounts are gross of Nigeria's 10% withholding tax on dividends. Bonus ratios are 'new shares for shares held'.
Current yield: 2.79%
| FY | Interim DPS | Final DPS | Total cash | Bonus | Qualification | Payment |
|---|---|---|---|---|---|---|
| 2024 | — | ₦0.1 | ₦0.1 | — | — | 16 Jun 2025 |
| 2023 | — | ₦0.05 | ₦0.05 | — | — | — |
| 2022 | — | ₦0.03 | ₦0.03 | — | — | 15 Jun 2023 |
Peers in Financial Services
Closest names by composite score within the same sector. Click a symbol to open its detail page.
| Symbol | Composite | P/E | P/B | ROE | Tier |
|---|---|---|---|---|---|
| NPFMCRFBK | 46.2 | 9.6x | 1.8x | 17.6% | Illiquid |
| INFINITY | 46.1 | 26.0x | 8.4x | 25.7% | Illiquid |
| UCAP | 48.2 | 9.4x | 1.9x | 19.4% | Neutral |
| INTENEGINS | 44.5 | 30.4x | 1.5x | 5.2% | Neutral |
| JAIZBANK | 44.4 | 11.6x | 3.8x | 31.6% | Neutral |
| ROYALEX | 44.2 | 12.2x | 1.5x | 12.0% | Illiquid |
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