Valuation
32
INTENEGINS · International Energy Insurance Company Plc
Neutral Neutral Quality 1/5Distress proxy: 19.81 (Safe)
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Composite score
44.5
Tier: Neutral
Last close
₦6
As of latest snapshot
30-day ADV
₦155.1M
Liquidity signal
Market cap
₦13.43B
Financial Services
Financials
31
Technical
82
AI bottom line
INTENEGINS trades at a severe valuation premium (30.4x P/E vs 7.8x sector median) despite ROE of just 5.2%—nearly a third of sector peers—with technical strength masking fundamental weakness. The critical watch is whether negative free cash flow (-49.3% margin) stabilizes, as sustained cash burn at this valuation multiple creates material downside risk.
Stock Snowflake 5-axis radar
Blue = INTENEGINS. Gold dash = Financial Services median. Bigger area = better across the five research dimensions.
What the model is seeing
- Trades at P/E 30.4x — about 290% above the Financial Services median of 7.8x.
- ROE of 5.2% — well below sector median of 17.3%. Capital is underperforming.
- Above both 50-day (+35.0%) and 200-day (+76.0%) moving averages — uptrend intact.
Risk flags
Premium valuation — P/E 30.4x vs sector median 7.8x
Stretched — 76% above 200d MA
Cash burn — FCF margin -49.3%
Price & trend
Close price with 50-day and 200-day moving averages, last 12 months.
Composite score history
How the model has rated this stock over the available history. Tier changes happen at 75 / 60 / 40.
Key metrics
Valuation
P/E ratio30.4x
P/B ratio1.5x
P/S ratio2.6x
EV/EBITDA9.4x
FCF yield-18.8%
Financials
ROE5.2%
ROA3.1%
Net margin8.9%
FCF margin-49.3%
Debt / Equity0.3x
Technical
Last close₦6
Above 50d MA35.0%
Above 200d MA76.0%
ADX (trend)35.1
RSI53.5
Dividend history
No cash or share dividends recorded in the historical dataset.
Peers in Financial Services
Closest names by composite score within the same sector. Click a symbol to open its detail page.
| Symbol | Composite | P/E | P/B | ROE | Tier |
|---|---|---|---|---|---|
| JAIZBANK | 44.4 | 11.6x | 3.8x | 31.6% | Neutral |
| ROYALEX | 44.2 | 12.2x | 1.5x | 12.0% | Illiquid |
| FIDELITYBK | 43.4 | 5.2x | 0.8x | 16.2% | Neutral |
| INFINITY | 46.1 | 26.0x | 8.4x | 25.7% | Illiquid |
| NPFMCRFBK | 46.2 | 9.6x | 1.8x | 17.6% | Illiquid |
| SUNUASSUR | 46.7 | 19.3x | 1.4x | 7.2% | Illiquid |
Recent news mentioning INTENEGINS
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