Financial Services / Insurance Carriers, Brokers · Main Board
Composite score
50.2
Tier: Neutral
Last close
₦2
As of latest snapshot
30-day ADV
₦35.7M
Liquidity signal
Market cap
₦20.62B
Financial Services
AI bottom line
LASACO's valuation appears attractive at 0.9x book value versus a 1.4x sector median, but this discount reflects genuine operational distress: the stock is loss-making with a -5.3% net margin and burning cash at a -14.7% FCF yield, pushing its Financials pillar to just the 31st percentile. The critical watch is whether management can return to profitability and positive cash generation, as the current valuation provides minimal margin of safety for a deteriorating business.
Stock Snowflake 5-axis radar
Blue = LASACO. Gold dash = Financial Services median. Bigger area = better across the five research dimensions.
What the model is seeing
- P/B of 0.9x — trading below book value, often a value signal (or a quality flag if persistent).
- ROE of -7.6% — well below sector median of 17.3%. Capital is underperforming.
- Below both 50-day (-9.0%) and 200-day (-19.6%) moving averages — sustained downtrend.
Risk flags
Negative net margin (-5.3%) — currently loss-making
Cash burn — FCF margin -9.2%
Price & trend
Close price with 50-day and 200-day moving averages, last 12 months.
Composite score history
How the model has rated this stock over the available history. Tier changes happen at 75 / 60 / 40.
Key metrics
Valuation
P/E ratio—
P/B ratio0.9x
P/S ratio0.6x
EV/EBITDA—
FCF yield-14.7%
Financials
ROE-7.6%
ROA-3.8%
Net margin-5.3%
FCF margin-9.2%
Debt / Equity0.0x
Technical
Last close₦2
Above 50d MA-9.0%
Above 200d MA-19.6%
ADX (trend)38.4
RSI50.0
Dividend history 3 fiscal years shown
All amounts are gross of Nigeria's 10% withholding tax on dividends. Bonus ratios are 'new shares for shares held'.
Current yield: 8.29%
| FY | Interim DPS | Final DPS | Total cash | Bonus | Qualification | Payment |
|---|
| 2022 |
— |
₦0.15 |
₦0.15 |
— |
— |
31 Jul 2023 |
| 2020 |
— |
₦0.1 |
₦0.1 |
— |
— |
30 Aug 2021 |
| 2019 |
— |
₦0.05 |
₦0.05 |
— |
— |
22 Sep 2020 |
Peers in Financial Services
Closest names by composite score within the same sector. Click a symbol to open its detail page.
| Symbol | Composite | P/E | P/B | ROE | Tier |
|---|
| PRESTIGE |
49.3 |
35.1x |
0.9x |
2.7% |
Neutral |
| STERLINGNG |
51.3 |
4.9x |
1.0x |
15.2% |
Neutral |
| NGXGROUP |
51.5 |
35.3x |
5.4x |
21.2% |
Illiquid |
| CUSTODIAN |
52.1 |
5.5x |
2.0x |
28.1% |
Neutral |
| UCAP |
48.2 |
9.4x |
1.9x |
19.4% |
Neutral |
| SUNUASSUR |
46.7 |
19.3x |
1.4x |
7.2% |
Illiquid |
Recent news mentioning LASACO