Valuation
75
UPDCREIT · UPDC Real Estate Investment Trust
Accumulate Neutral Quality 5/5Distress proxy: 179.96 (Safe)
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Composite score
72.4
Tier: Accumulate
Last close
₦9
As of latest snapshot
30-day ADV
₦10.6M
Liquidity signal
Market cap
₦24.28B
Construction/Real Estate
Financials
71
Technical
70
AI bottom line
UPDCREIT trades at a compelling 5.4x P/E and 0.7x P/B with zero debt and 139% net margins—valuation scores of 75 suggest meaningful upside versus the 12.6x sector median. Monitor the amber liquidity flag (₦10.6M daily volume); thin trading could constrain position sizing despite the attractive fundamentals.
Stock Snowflake 5-axis radar
Blue = UPDCREIT. Gold dash = Construction/Real Estate median. Bigger area = better across the five research dimensions.
What the model is seeing
- Trades at P/E 5.4x — about 57% below the Construction/Real Estate median of 12.6x.
- P/B of 0.7x — trading below book value, often a value signal (or a quality flag if persistent).
- ROE of 12.5% — above Construction/Real Estate median of 10.1%.
- Net margin of 139.3% — robust pricing power and cost discipline.
Risk flags
Moderate liquidity — 30d ADV ≈ ₦10.6M
Price & trend
Close price with 50-day and 200-day moving averages, last 12 months.
Composite score history
How the model has rated this stock over the available history. Tier changes happen at 75 / 60 / 40.
Key metrics
Valuation
P/E ratio5.4x
P/B ratio0.7x
P/S ratio8.2x
EV/EBITDA7.4x
FCF yield7.4%
Financials
ROE12.5%
ROA12.0%
Net margin139.3%
FCF margin60.4%
Debt / Equity0.0x
Technical
Last close₦9
Above 50d MA-3.7%
Above 200d MA17.6%
ADX (trend)60.0
RSI46.4
Dividend history 10 fiscal years shown
All amounts are gross of Nigeria's 10% withholding tax on dividends. Bonus ratios are 'new shares for shares held'.
Current yield: 2.44% 5y DPS CAGR: -17.0% ↓ 10y CAGR: -0.4%
| FY | Interim DPS | Final DPS | Total cash | Bonus | Qualification | Payment |
|---|---|---|---|---|---|---|
| 2025 | — | ₦0.33 | ₦0.33 | — | 17 Apr 2026 | 06 May 2026 |
| 2024 | — | ₦0.3 | ₦0.3 | — | 08 May 2024 | 15 May 2025 |
| 2023 | — | ₦0.22 | ₦0.22 | — | — | 24 May 2024 |
| 2022 | — | ₦0.19 | ₦0.19 | — | — | 07 Sep 2023 |
| 2021 | — | ₦0.17 | ₦0.17 | — | — | 27 Oct 2022 |
| 2020 | ₦0.38 | ₦0.18 | ₦0.56 | — | — | 10 Jan 2022 |
| 2018 | — | ₦0.32 | ₦0.32 | — | — | — |
| 2017 | — | ₦0.31 | ₦0.31 | — | — | — |
| 2016 | ₦0.24 | ₦0.44 | ₦0.68 | — | — | — |
| 2015 | — | ₦0.23 | ₦0.23 | — | — | — |
Peers in Construction/Real Estate
Closest names by composite score within the same sector. Click a symbol to open its detail page.
| Symbol | Composite | P/E | P/B | ROE | Tier |
|---|---|---|---|---|---|
| SFSREIT | 59.9 | 12.6x | 1.3x | 10.1% | Illiquid |
| JBERGER | 48.1 | 15.6x | 1.7x | 10.0% | Neutral |
| UPDC | 34.3 | 67.3x | 5.9x | 7.9% | Illiquid |
Recent news mentioning UPDCREIT
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